1. Services Offered

Kirpa and Associates offers professional immigration consultation and application support services, including—but not limited to—student visas, work permits, permanent residency (PR), business immigration, family sponsorship, and visitor visas.

Our services may cover the following stages:

• Initial Consultation: Case evaluation, eligibility assessment, and strategic guidance.

• Documentation Support: Assistance in organizing and reviewing necessary paperwork.

• Application Preparation: Completing and submitting forms as per immigration authority guidelines.

• Follow-up and Updates: Liaison with immigration departments, updates on case status, and next steps.

Post-Landing & Settlement Services (based on service plan and destination availability):

To support clients in successfully settling into their new country, we may also assist with:

• Temporary Accommodation Assistance
  Help locating and securing short-term housing upon arrival.

• Permanent Housing Guidance
  Support in identifying rental properties or purchasing homes, including connection with local real estate agents.

• Social Insurance Number (SIN) / National ID Assistance
  Help applying for government-issued identification numbers required for work, banking, and healthcare access.

• Bank Account Setup
  Guidance and support in opening a local bank account for day-to-day financial transactions.

• Health Insurance Registration
  Assistance with registering for public health coverage or connecting with private providers where necessary.

• Job Search Support
  Help preparing CVs/resumes, writing cover letters, applying to job postings, and practicing interview techniques.

• School Enrollment for Children
  Aid in finding local schools and completing the admission process for school-aged children.

• Local Orientation
  An introduction to basic amenities and public services including transportation, community centers, shopping areas, and emergency services.

• Legal/Tax Guidance
  Basic education on relevant tax obligations, legal rights, and responsibilities in the destination country. (Note: This is general guidance, not legal representation.)

2. Eligibility

To access our services, you must be at least 18 years of age and legally capable of entering into a binding contract. Clients are responsible for providing accurate and complete information throughout the immigration process.

3. Service Fees

All service fees are quoted in AED (or other relevant currency) and do not include government application fees, third-party charges, courier fees, or applicable taxes unless otherwise stated.

A non-refundable consultation fee may apply.

Service/processing fees are payable as per the issued invoice or signed agreement.

Once the process begins, fees are non-refundable unless explicitly stated in writing.

4. Refund Policy

Refunds and services will be provided strictly in accordance with the terms of the contract. In most cases, refunds are not issued; instead, we offer alternative services or a re-application process, subject to the agreed terms and conditions.

5. Client Responsibilities

Clients must:

Provide complete and truthful information.

Submit all requested documents on time.

Notify us of any changes in employment, address, or legal status.

Attend interviews or appointments as required.

Failure to comply may result in delays, rejection, or cancellation of services without liability to Kirpa and Associates.

6. No Guarantee of Outcome

Kirpa and Associates does not guarantee visa approval, permanent residency, or specific outcomes. Final decisions are made solely by the relevant immigration authority.

7. Confidentiality

All personal information shared with us will be handled in accordance with our Privacy Policy and applicable data protection laws. We do not share information with third parties without consent, except as required by law or immigration processes.

8. Termination

Kirpa and Associates reserves the right to terminate services if the client:

Provides false documentation

Engages in fraudulent or unethical behavior

Violates staff or office policies

Clients may also terminate services, but no refund will be issued for payments already made unless explicitly agreed.

9. Limitation of Liability

Kirpa and Associates is not liable for:

Delays or errors by embassies or government institutions

Rejections caused by client misrepresentation or non-compliance

Any indirect, incidental, or consequential damages

10. Governing Law

These terms are governed by the laws of the United Arab Emirates. Any legal disputes shall be resolved in the courts of Dubai, UAE.

11. Changes to Terms

Kirpa and Associates reserves the right to amend these Terms and Conditions at any time. Continued use of services implies acceptance of the revised terms.